Guardian (Risk and Fraud solution) provides you with the tools, infrastructure and the global intelligence that PhonePe has acquired in years of operation. You can cultivate the data and drive results that work best for you.

Generally the approach towards any fraud pattern goes through the below stages:

• Impact Minimization (Limiting Blast Radius of fraud)- Short Term
• Fraud Control by controlling intent- Medium Term
• Elimination by deterrence- Long Term

Guardian allows impact minimisation and intent control by helping you arrive at the most efficient rules/models while providing least friction to your end customer. It also helps you eliminate frauds by deterrence through risk scores.