Fin360 is a software solution developed by Perfios that serves as a gateway for financial institutions to participate in the Account Aggregator (AA) ecosystem as a Financial Information User (FIU). The Account Aggregator ecosystem enables the secure and seamless sharing of financial data among regulated entities, financial institutions, and end-users, to facilitate better financial decision-making.

As an FIU gateway solution, Fin360 provides regulated entities with access to end-user financial data, such as bank accounts, equity, mutual funds, insurance policies, and more. This data can be used by financial institutions to gain insights into their customers' financial behavior, creditworthiness, and risk profiles, which can inform lending decisions and product recommendations.

Fin360 helps in abstracting out such challenges by providing APIs as a service.

1. Lifecycle management

2. Security and encryption

3. Integrating multiple account aggregators

Fin360 serves as a valuable tool for financial institutions looking to leverage the benefits of the Account Aggregator ecosystem and gain a competitive edge in the financial services industry.