About KompliGRO

KompliGRO packages all your trade finance requirements into one powerful ecosystem. It is a BSA/AML leap in the face of stove-piped, fragmented TBML systems that integrates all compliance, regulatory, and surveillance variables to deliver single-screen customer profiling – enabling efficient, quick and cost-effective decision making.

® Real-Time Monitoring - Pricing intelligence (HS code validation,) Shipping intelligence (BOL verification, Vessel Tracking), Watchlist Intelligence, Sanction Screening

® Behaviour Monitoring -KYC & Due Diligence, FCR score determination & analysis, 360-degree Customer Profiling, Risk-based Segmentation

® Open Account Monitoring- Counterparty assessment, suspicious transaction assessment, transaction pattern monitoring

® Relationship Monitoring - Ownership model, buyer supplier relationship, social relationship, address network

® Pattern Monitoring - Pattern recognition, anomalies detection, natural language processing, false-positive suppression

How Do we Do it

KompliGRO imports data from multiple sources and connects the dots to build highly intuitive contextual insights helping banks & financial institutions to assess risk, establish identity and detect fraud. KompliGRO integrates 100+ data services providers create an impenetrable web of checks for eagle-eyed surveillance on each transaction – all from a SINGLE high-octane compliance engine!

KompliGRO’s advanced, intuitive AI/ML framework flags discrepancies with the lowest false-positive rate in the industry for typical ML tactics as:

> Shell/Fictitious Companies

> Over and Under Invoicing

> Over and Short Shipment

> Fictitious Trade

> Multiple Invoicing

> Black Market Trade

> PEPs & Socially Related Parties

> U Turn Payments

Key Features:

BEHAVIOUR SEGMENTATION - Analyzes and categorizes customer behavior patterns to identify potential fraud and money laundering activities. Every customer or transaction is tagged with a Financial Crime Risk (FCR) score, which is used to enable authentication and easy decision-making.

AML RULES - Scans for anti-money laundering and fraud instances, such as under/over invoicing, and irregular payments, are effectively detected through AI-based rules engine. Enables setting up risk threshold values for each profile after a scan on form factors like PEPs, high risk jurisdictions, high risk goods, nature of business, criminal & warrant watchlist

DATA MANAGEMENT - Seamless storage, management and processing of relevant data across transactions and correspondence of various TBML typologies such as real-time ships positions, sanction data, bill of lading verification, customer trade shipment profile, and Ultimate Beneficial Owner (UBO) details.

NETWORK DIAGRAM -Effective monitoring of accounts and transactions based on the multi-layered Network Diagram enables tenacious detection of blacklisted accounts or connection with a suspicious entity or individual within the financial network.

SANCTION SCREENING - An AI-driven mechanism to secure the on-boarding process by introducing a screening layer, in which every new entry is cross-verified against sanction list, local economic crime list and other related black lists.

REAL-TIME DETECTION OF ANOMALIES - Detect fraudulent instances proactively through pattern analysis and identify anomalies through advanced analytics, artificial intelligence and machine learning. Further, scale up and adapt to changing fraud techniques through risk profiling and configurable scenarios