Cowbell Cyber’s solution maps insurable threats and risk exposures using artificial intelligence to determine the probability of threats and impact on insurance coverage. Using Cowbell platform, risk managers at small and mid-size businesses gain insights into their organization’s cyber risk ratings, or “Cowbell Factors” which quantify risks across network, cloud, endpoints, compliance, and dark web, using external and internal data collected through connectors with, for example, Microsoft 365 Security Center. They also gain access to remediation services to improve their cyber risk posture and can select cyber liability coverages that match their unique needs. Benefits include continuously updated risk insights and the elimination of gaps in cyber liability coverage.