PayNow™ is a complete end-to-end payment system that is considered a strategic product for merchants. It allows customers to use several payment methods that are convenient to a wide range of customers. It is a strong collection tool for merchants through their electronic channels. PayNow™ is a light, robust, and high-throughput payment gateway, extended with various specific and generic adapters to trusted third parties such as: Master/ Visa Credit Card Payments, (Saudi Arabia) SADAD Payment Provider, (Saudi Arabia) MADA Debit Card Payments, PayPal, digital wallets and capable of integrating with organization internal systems like ERP Accounts Receivable.