ABOUT KREDITGRO

KreditGRO a fully configurable AI-based Lending Platform that automates the entire loan process from application to disbursement and beyond. KreditGRO Enables Banks & FIs to make smarter decisions, lower costs, ensure compliance, and drive innovations across every aspect of your lending process. KreditGRO is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, SME and Corporate Banking.

The multi-channel solution helps digitize the complete loan lifecycle end to end, from initial contact with customers and helping make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. 

Further Empowers users to take control of their process as no coding requirement enables users to tailor the products to suit their needs.

Pre Integrated APIs

50+ Data APIs such as ITR, GST, MCA, Bank Statement, Aadhar etc are pre integrated to enable you to fasten the decision making process. Besides Document Analytics from Balance Sheet, Profit & Loss Statement, Bank Statement etc are integrated for faster decision making

Auto CAM Generation

Automatically generate the Credit Assessment Report which provides you with all the Key Indicators you need to decide on the Loan proposal. All major KPIs are generated automatically such as Debt Equity Ratio, FOIR, DSCR, LTV, Customer Risk Rating etc. Further this CAM report can be customized to match your existing report

Approval Workflow

Build bank-grade business and decisioning logic with a functional module that allows you to adjust even the most complex business processes and decision flows in one intuitive user interface.

WHAT BENEFITS WILL I GET

Higher Sales Productivity

Multi-channel document collection or ability to fetch it from sources helps reduce time to collect document

Lower Processing Time & Cost

Seamless integration of APIs along with OCR technology enables Auto generation of CAM highlighting factors not in sync with Bank credit policies

Effective Loan Monitoring

Monitoring of loan health becomes a regular process and any deviation in the set policies parameters are highlighted immediately

Approve More Loans at Reduce Risk

AI enabled Credit Underwriting engine enables you to mine the data to derive your own risk signals thereby approving more loans at less risk

HOW CAN I ADOPT KREDITGRO

No matter how complex your business’ needs, we guarantee a fast and smooth on boarding experience. Start lending smarter with an all-in-one solution that’s easy to use, quick to integrate and ready in days.

An all-in-one solution with a low learning curve for staff and borrowers. From loan origination, underwriting and booking to servicing, archiving and reporting - our lending management software caters to all your business’ lending automation needs.

Pay Per Application

Only pay for the application processed but get all the benefits of this best of breed solutions. No difference between you & big banks in terms of technology.

Low On boarding Cost

Get your CAM customized along with your approval workflow at a small one time cost and maintain the software on your own.

No Separate APIs Cost

All the major APIs cost such as Bank Statement analytics, GST Analytics, ITR analytics etc are included in the cost.

No Hidden Cost

No extra cost for maintenance or hosting are to be paid. Your Business Team can maintain the products for you.

Kalolytic KreditGROKALOLYTIC SOLUTIONS PRIVATE LIMITED

Kalolytic KreditGRO

KALOLYTIC SOLUTIONS PRIVATE LIMITED

Kalolytic KreditGRO

KALOLYTIC SOLUTIONS PRIVATE LIMITED

Kalolytic KreditGRO
KALOLYTIC SOLUTIONS PRIVATE LIMITED