Lumera is a SaaS solution - a market leading business application (PAS-Policy Administration System) - Future proof Replace your multiple bespoke legacy systems and get support for all industry-specific processes and functions, as well as open interfaces that allow you to migrate existing data, and create new and unique value propositions. - Digital Say goodbye to dependency on system interfaces and batch-oriented systems when you need to create digital customer dialogues. Inca enables you to automate internal processes and digitalise interactions with partners, tied agents, brokers, administrative staff and customers. - Efficient Without low costs, you will be ineligible to participate in procurements and unable to create competitive offers. Lumera is a fully integrated system that can be implemented step by step into your operation to replace multiple bespoke legacy systems. This gives you enhanced efficiency and lower total cost of ownership. - Agile New procurements and regulatory requirements make it increasingly important to be able to meet time-to-market with the right offer at the right price. The flexibility in Lumera allows you to alter existing offerings and repeatedly create new proposals for the market. - Compliance New rules and regulations aim to give the end customer higher power to understand the products and services offered by increasing the transparency of the products cost, fees and commissions. Compliance will be a massive challenge if you're trapped in complex IT architecture with multiple bespoke legacy systems. Inca gives you the simplicity and business control that you need. This application is currently available in English, Swedish, Norwegian, and Danish. But the application is built with full multi-language support and can be translated to any other language when feasible.