MIRACL Trust Proof is a service using the Designated Verifier Signature (DVS) digital signature scheme that allows the signing of any digital transaction, user action, data transfer or Machine-Machine interaction to make it irrefutable. Authenticity of action can be proven due to the immutable and cryptographic nature of the signatures.

Features

• Sign Transactions (payments), User Actions and any Digital Media
• Sign arbitrary programmatic data like API requests machine-machine & IoT
• Inexpensive PAYG SaaS contract with no termination notice
• Standards based API/SDK allows cross platform, OS independent deployment
• Supports P.A.I.N. = Privacy, Authenticity, Integrity and Non-Repudiation
• User-Device has cryptographic secret allowing dynamic linking, signing & authentication
• Signatures are immutable, non-repudiable and verifiable at any time
• Python, Django, NodeJS, Ruby, PHP, Java, .NET and more supported

Benefits

• Reduces fraudulent transactions whilst reducing false declines
• Meet the Strong Customer Authentication (SCA) requirements of PSD2
• Unique signature meets the “dynamic linking” requirement of PSD2
• Prevent transaction disputes and charge-backs. Facilitate their handling
• Make Card-Not-Present (CNP) transactions as safe as real-world transactions
• Replace expensive, theft/loss prone hardware-based token generators
• Reduce cart abandonment from complex check-out
• Renders phishing, MITM, replay and all automated attacks ineffective
• Replace transaction methods such as Transaction Authentication Number (TAN) codes.
• Reduce GDPR and Brand risks from credential hacking and misuse